Employee Benefit Plans

We help business owners, both large and small provide group insurance plans for their employees. As an independent insurance agency, we represent all of the major insurance companies which provide benefits plans to employers. We provide our clients with competitive prices year after year, even when the markets change.

Today’s employers and HR professionals are under constant pressure to attract and retain the most qualified employees. One of the best ways to attract potential employees and retain current employees is to offer an exceptional benefits program.

However, it’s a difficult responsibility to research the thousands of different benefit options and sort out the best solutions. That’s why we’ve spent countless hours researching companies and product lines to put together a premier package of benefit solutions that producers, employers, HR professionals and employees will love, including:

Dental Insurance

Scheduled benefit plans offer employees affordable premiums (based on plan choice), the option to choose their own dentist, and individual and dependent coverage. Vision insurance also is available.

Cancer/Critical Illness Insurance

Provides coverage for cancer and other serious illnesses with an immediate lump sum benefit plus ongoing payment for treatment. Individual and family coverage is available. Affordable premiums are based on plan choice, tobacco use and physical dependent coverage.

Universal Life Insurance

Select from a wide range of death benefit coverages. Some offer equivalent spouse protection and/or a convertible children's rider. Affordable premiums are based on age, coverage amount, tobacco use and physical condition.

Term Life Insurance

Select from a wide range of death benefit coverages to meet you specific needs. Premiums are guaranteed to remain level for a set number of years and the policy is convertible to universal life insurance. Affordable premiums are based on age, coverage amount, tobacco use and physical condition.

Short & Long Term Disability

Covers you in case you are unable to work due to accident or injury. Coverage is for a percentage of weekly earnings up to a predetermined limit and is available for short- and long-term disabilities. Guaranteed issue underwriting is available. Affordable premiums are based on income covered and tobacco use.

Long Term Care

Covers home care, adult day care, assisted living care, nursing home care and hospice with a fully portable coverage, premium waiver and inflation protection. Buy-up options are available to increase daily benefit and lifetime benefit maximum amounts. Affordable premiums are based on daily benefit, lifetime maximum and age.

Retirement Plans

Get a wide range of options to accomplish your financial goals. We offer outstanding customer service, a wide range of products and a comprehensive ongoing review of your plan.

Legal Services

Affordable premiums (based on group size) provide legal services that include:

• Unlimited phone consultations
• Attorney review of legal documents
• Free simple will for you and your family and much more!