Renters insurance is one of the most cost-effective types of coverage available — most policies cost less than $20/month and protect everything you own.
Your landlord's insurance covers the building — not your stuff. Renters insurance protects your personal belongings, covers liability, and pays for temporary housing if your rental becomes uninhabitable. And it's surprisingly affordable.
Covers your furniture, electronics, clothing, and other belongings from theft, fire, water damage, and more.
Covers you if someone is injured in your rental or you accidentally damage someone else's property.
Pays for hotel stays and extra living expenses if your rental is temporarily uninhabitable after a covered loss.
Many policies cover your belongings even when they're away from home — in your car, at school, or traveling.
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