Umbrella insurance kicks in when your underlying policy limits are exhausted. It's one of the best-value coverages available, and most people qualify for it.
A single lawsuit can exceed the limits of your home or auto policy. Umbrella insurance provides an extra layer of liability coverage — typically $1–5 million — at a surprisingly affordable price.
Picks up where your homeowners liability coverage leaves off — protecting your assets from major lawsuits.
Covers serious auto accidents that exceed your car insurance limits, including attorney fees and judgments.
Many umbrella policies cover incidents that occur anywhere in the world, not just at your home.
Pays for your legal defense even if a lawsuit is frivolous — legal fees alone can be devastating.
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